Steven R. Larson CFP®, CRPC®, CDFA®

Steven R. Larson CFP®, CRPC®, CDFA®

Managing Partner, Financial Advisor Worcester Office

Since 1994, Steven, a managing partner at Larson, Potter, Stratton & Cote Financial, has specialized in crafting retirement, estate, and protection planning strategies tailored to each client’s situation and goals.

Steven made a career change to financial services 26 years ago when he recognized he needed financial advice on planning for his family’s future. “I realized that other people were in my situation: needing education and guidance at the start of their careers and financial lives,” he said. “It was a great opportunity for me to make a meaningful contribution.” Since then, Steven has advised more than 300 clients and advises more than $110 million in assets (as of February 2, 2024).

Caring for his clients’ well-being is important to Steven. “I compare my job to that of a physician—I’m a financial physician,” he said. “Creating a financial plan is like an annual physical. You determine the state of your client’s financial health, diagnose problems, recommend a treatment plan, and encourage clients to continue to live a healthy financial lifestyle.”

Steven credits his professional success to having empathy and being able to connect with clients on a personal level. “My first wife died 24 years ago, and that unplanned, unexpected tragedy made me a much better advisor,” he says. “I’ve had a lot of widows and women who are in the midst of a divorce referred to me, and it’s so important to listen and hear what they want to accomplish or protect themselves from.”

Steven feels so strongly about supporting clients during difficult marital transitions that he developed a divorce advisory practice incorporating specialized planning software and guidance on separating marital assets. For more information about safeguarding yourself during a divorce, visit his practice atwww.strategicfinancialdivorce.com.

In addition to his passion for helping people safeguard their financial future, Steven is a professionally trained chef and aims to be a musician in his next life because he enjoys playing the guitar. As a child, however, Steven wasn’t always so focused. “I was the class clown—comedy is a big part of my life,” he says. “In elementary school, I was the kid who had to have his desk next to the teacher’s.”

Steven is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Retirement Planning Counselor™ (CRPC®) charterholder, and a Certified Divorce Financial Analyst™ (CDFA®). He also holds the FINRA Series 7, 63, and 65 securities registrations and numerous state securities and insurance licenses. He earned an AS from Johnson & Wales University. He is a member of the Financial Planning Association® (FPA®) and the Massachusetts Bar and Worcester County Bar associations.

Steven lives in Charlton, Massachusetts, with his wife, Sara, and their children, Shane, Camille, and Norah. He enjoys playing golf, downhill skiing, and spending summers with his family on Cape Cod.

Vista Club
 

 

 

Steven R. Larson is proud to have been recognized as a Vista Club advisor for 2021—a distinction based on annual production that places him among the top 27 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the firm we partner with to help us better serve you, recognizes Vista Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Vista Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.