LPSC Blog

First Year of College? Money-Saving Tips, Smart Shopping, and Student Discounts

The Hidden Costs of Lifestyle Creep

If your lifestyle expenses creep too close to your yearly income, you are losing your financial flexibility.

Evaluating The Banking Crisis in America

Bank Runs, Capital, and Recessions: What do they mean for the banking industry through 2023?

Learn More About SECURE 2.0

Learn More about the SECURE Act and what it means for your retirement planning.

Understanding Tax Loss Harvesting

Tax Loss Harvesting is a strategy that sees an investor selling their investments at a loss and investing in an equitable venture.

Never Too Late: Why Millennials Need to Look Closely at Retirement Planning

As medical advancements continue to increase the length and quality of life, you can expect to see the average retirement length increase

Why a Tax Strategy Should be a Part of every Financial Plan

Did you know that taxes are often one of the biggest expenses for investors? If you fail to consider the tax implications of a big financial decision, you could end up wasting a lot of money.

Taxes affect so many parts of your life that you may not even realize, so incorporating a tax strategy into your financial plan can make a big difference on your future.

 

Should I Pay Down Student Loans or Save for a Home Down Payment?

 

At a certain point in our adult lives, we discover that there’s a little extra money after bills are paid for the month. Amazing - but what do we do with it? There are so many options: adjust our 401(k), start saving for our kids' college tuition, start looking into the world of investing.

Two common goals on that list often directly compete, with the past weighed against the future: should that extra income be used to pay down old student loans, or does it make more sense to save for a future down payment on a house?